ProtectMyID

Congratulations on your engagement!  You’re about to embark on an exciting journey; we’re talking about wedding planning, of course.  Here are some tips to help prevent additional difficulties along the way.

Sit down together and review your credit reports.  Love is a wonderful thing, but it won’t make a low credit score with negative accounts go away.  This is information you both need to know, especially because your future spouse’s credit will have an effect on everything from car insurance premiums to the interest rate you’ll be able to get when you buy your first home together.

Be careful at any wedding planning expos you attend.  Don’t let promises of free honeymoons or discounted services trick you into giving away too much information.  Remember that even though it’s a joyous event, you are in a room full of strangers, and even the most basic questions could reveal the answers to your security questions.  Engaging with wedding vendors is no different from buying anything else; unless you’re actually doing the paperwork required to get your marriage license, you should not need to provide your Social Security number.

As you’re paying for your wedding, avoid using checks if possible.  Some experts advocate paying with a credit card since it doesn’t have your  address, account, and routing numbers on it. In fact, with careful planning, you can even designate one specific account to be used solely for making payments to wedding vendors.  Not only is it a good budgeting tool, but it will make fraudulent charges very easy to detect. 

Don’t forget to enjoy your engagement and to remember that those busy months are just the beginning of your journey together.  Make sure you both get off on the right foot and learn more about protecting your identity as well as that of your future spouse at http://www.protectmyid.com/.

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