As the new year approaches, we all resolve ourselves to make improvements somewhere in our life. Those resolutions may relate to physical health, career or personal success, or perhaps something as simple as making more time for recreation. Considering the ever increasing importance of protecting your personal information, it is now important to make New Year resolutions in this area of your life. The following resolutions are to assist you in keeping you and your family safe and secure from identity theft and fraud in the coming year.
Remember how easy life was when you were a kid? You didn’t have loans to worry about, utility bills to pay, or major expenses to think of. Your basic routine consisted of meeting friends on lunch break or meeting up at the movie theaters to catch the latest flick. Life was great! Then you grow [...]
I recently lost my wallet while holiday shopping. I was in a crowded store, doing too many things at once. I left my wallet at the cash register and walked out of the store. Luckily, I quickly realized it was missing, went back to the store and found it safe and sound. This got me thinking, what if it had been taken or what if the clerk had quickly stolen my card info. These days, a lost wallet can lead to a huge headache.
Did you know that when your wallet gets stolen the least financially damaging thing you have to worry about is the cash that was in it? Protecting yourself from becoming a victim of identity theft is the bigger and more long-term concern. The FDIC provides some helpful tips to protect you from identity theft in the event that your wallet is ever stolen. Here’s their helpful checklist.
With Christmas only a day away, you might be waiting anxiously for a holiday delivery. It’s exciting when you open the door and notice a person wearing a brown uniform requesting a signature from you before they hand you the gift.
However, during one of the busiest times of the year for sending and receiving packages, you should watch out for package delivery scams.
Here at ProtectMyID, everyone on the team is also a member. Recently, the General Manager had a first-hand experience with identity theft and the stellar service of our Fraud Resolution Agents. Here's her story in her own words:
The purpose of this blog series is to educate people about the ways that identities are stolen without revealing confidential information or names of the people who have been affected.
Keep in mind, these stories are true (although I have omitted specific details for our members’ protection) and are described by real Fraud Resolution Agents. It is up to you if you are going to be proactive to protect yourself from identity theft after reading this post.
Fraudulent credit accounts opened after a home burglary.
Can you imagine receiving your banking or credit card statement and coming across unauthorized charges after eating at a restaurant? This was the case for a victimized couple who reviewed their statement and discovered fraudulent purchases made for televisions, iPods and gift cards. It turns out the restaurant waiter that served them had used a hand-held skimming device to steal their credit card numbers.
Are you stressed from multiple visits to the mall, online retailers, and specialty shops this holiday season? Do you sometimes worry about how many companies process and store your credit card information? There’s probably one person on your list who could use an extra gift this season and that’s you!
Over the past few years, I’ve noticed a growing holiday trend. Certain colleagues, friends and family members have started sending e-cards to me instead of the paper cards of yesteryear. With what I’ve been reading recently, I’m going to be extra cautious when opening up those holiday e-cards.
Identity thieves have developed a scam that involves trapping unsuspecting victims into revealing their passwords, login names, account numbers, and other personal information, without realizing they are doing so just by opening up an e-card.
Tax season is almost upon us. Read the article below from sister site, freecreditscore.com, to learn more about this important topic.
Although your tax return is not directly tied to your credit report, it can affect your score in indirect ways. For example, if you use your 2010 tax refund to pay down some outstanding credit balances, you could boost your credit score. Or, if you don’t have the resources to pay your entire tax bill up front, you may find yourself in a situation in which it’s difficult to pay other bills too, and slow or missed payments can also affect your credit score.