Things You Should Do To Protect Yourself
Identity theft can create real and serious problems for any victim. The best defense you have is to protect yourself right from the start. You can never be fully protected, however taking precautions and being proactive can decrease the risk of becoming an identity theft victim. This identity theft checklist will help you get started with being proactive for 2010 and from becoming a fraudster’s next victim.
1. ____ Protect Your Personal Information: Never give out any information to anyone without first understanding who will see it, who will use it, and how they will use it.
2. ____ Watch Your Incoming Mail: Always make sure you take your mail out as soon as possible and if you are not going to be around, ask for a hold on your mail. Consider investing in a mailbox that locks.
3. ____Watch Your Outgoing Mail: Always mail in your bills/payments from your local post office. Never leave them in your mailbox to be picked up because there can be enough information for an identity thief to use.
4. ____Choose Passwords Wisely: Make sure when you are choosing passwords for your accounts that they are not easily guessed and they are strong passwords. Also, change your passwords every 3 to 6 months.
5. ____ Shred It All: It’s wise to make it a practice to shred any documents you no longer need. This means credit card statements, old or unused credit cards, bills, or any other document that contains personal information about you.
6. ____ Know Your Credit Reports: Be watchful of your credit reports and view copies from all three credit bureaus. Watch for items that are incorrect or suspicious to you.
These are only a few suggestions that you should take to protect yourself from identity theft. Do your homework (by following this blog) and make sure that you are doing everything you can to fully protect yourself.