The purpose of this blog series is to educate people about the ways that identities are stolen without revealing confidential information or names of the people who have been affected.
Keep in mind, these stories are true (although I have omitted specific details for our members’ protection) and are described by real Fraud Resolution Agents. It is up to you if you are going to be proactive to protect yourself from identity theft after reading this post.
A victim’s credit cards are compromised by a fraudster.
A ProtectMyID.com member received a phone call from a policeman to notify the member that credit cards belonging to the victim were compromised. The policeman explained to the victim that they had pulled over a suspect in a stolen car that was low-jacked. While making the arrest, the policeman discovered the suspect had several people’s credit card information which also belonged to the ProtectMyID.com member. The fraudster had used the credit card information to purchase gift cards.
What the ProtectMyID.com Fraud Resolution Agent assisted the fraud victim with:
The Fraud Resolution Agent assisted the victim with contacting the victim’s credit card institutions to close the compromised accounts and have new credit cards re-issued. The agent also assisted the victim with placing fraud alerts and filing an identity theft police report.
As an identity theft victim advocate, if you happen to be in a predicament such as this one, I would also suggest you place passwords on your accounts if any of your credit cards are compromised. In addition, to avoid the stress of having to resolve a fraud issue on your own, I suggest looking into a monitoring program such as ProtectMyID.com which also alerts you of any key changes made to your credit reports.
Look out for the next fraud case story posting on 2/8/2010.