Here is an identity theft prevention practice I would like to share with you, rotating your credit cards. This is nothing new, however it is a practice that is optional and only when you suspect you may be vulnerable to identity theft.
Rotating credit/debit cards is a procedure I started practicing when I would travel and use my credit/debit cards to make various purchases or when it’s requested for staying at a hotel. This is a habit I would do when I feel my credit information may be vulnerable to identity theft. Now that it’s a new year, this is an optional practice you may want to consider if you feel your credit information may have been vulnerable to identity theft this past year.
This is how you can rotate your credit/debit cards when needed:
1. Call your credit card company and ask them to issue you a new card. You can tell them that you are concerned that your credit card numbers may have been stolen.
2. Once you have been re-issued a new card, make sure that you change your password to your account.
3. Make sure the customer service representative transfers your credit limit to the new account, along with any traveling miles or perks you had attached to the old card.
4. Lastly, make sure that any of your auto-pay set ups on your old card are transferred to the new card numbers.
By rotating your credit card in this way, you are making sure that all your credit cards are protected from identity theft. Also, it’s a great way to start out the new year.