Nowadays, I never use cash. I even use my credit card at the drive thru. It’s so smooth I never even thought about the risk – until now.
Just the other day, I read about a woman just like me, she was in a rush and all about convenience. She never even considered that in the few moments it takes to exchange your credit card for a cheeseburger and fries, she was becoming a bigger target for identity theft.
These are modern times, but thieves are apparently still using good old-fashioned memorization to steal credit card numbers. Why not? You can still buy stuff online or by phone with nothing but the numbers. Not only do thieves memorize numbers at the drive thru, but they also use an old method called “scratching.” Basically, they just place a piece of paper on top of your credit card and rub a pencil over it really fast to make a copy.
Unfortunately, there’s really not a good solution to this age-old problem unless you use cash all the time, which is not always practical, at least not for me. Yet, if you do have to pay with a card, make sure you can see it at all times. Also, use a credit card instead of a debit card. That way, if someone other than you makes a purchase with it, it will be easier to get your money back.